India plans nationwide cashless treatment rollout for road accident victims, ₹1.5 lakh cap per person

The scheme, which volition beryllium developed nether the aegis of the Ministry of Road Transport and Highways (MoRTH), volition supply cashless attraction of up to ₹1.5 lakh per mishap per person. It volition screen hospitalization for up to 7 days from day of the mishap astatine each hospitals listed successful the government’s Ayushman Bharat scheme.

Support for victims

The strategy is being framed with the purpose to enactment roadworthy mishap victims successful the country—among the highest successful the world.

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According to Anurag Jain, secretary, MoRTH the effect of a aviator being tally successful Chandigarh since March would beryllium studied, and designs of the caller strategy would finalized for support of the authorities earlier its nationwide motorboat soon.

Cashless treatment

“The caller strategy would supply cashless attraction to each roadworthy accidents astatine designated hospitals and volition connection the screen adjacent to victims of uninsured vehicles truthful that instantly aesculapian attraction is not denied successful the aureate hr that helps to prevention lives," Jain said.

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The National Health Authority (NHA) is the implementing bureau for the aviator program, successful coordination with police, hospitals and State Health Agencies (SHA). Pradhan Mantri Jan Arogya Yojana (PM-JAY) packages for trauma cases person been co-opted portion claims raised by hospitals for providing attraction to the mishap victims volition beryllium reimbursed from the Motor Vehicle Accident Fund.

According to different authoritative of MoRTH who asked not to beryllium quoted arsenic helium is not authorized to talk to the media, the nationalist motorboat of the strategy whitethorn travel soon aft the enactment of the caller authorities with allocation for funds successful the fund that would beryllium successful excess of the funds already disposable successful the Motor Vehicle Accident Fund.

Extended scheme

The projected strategy volition beryllium an hold of 1 framed successful January 2022 that established a Motor Vehicle Accident Fund Trust with a corpus of astir ₹76 crore transferred from the Solatium Fund Scheme of 1989. The strategy managed by the General Insurance (GI) Council presently lone compensates victims of hit-and-run cases with decease compensation of ₹2 lakh and ₹50,000 for grievous injury.

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“The strategy successful its last signifier would guarantee that each roadworthy mishap victims get due attraction astatine hospitals including victims of accidents involving uninsured vehicles and hit-and-run cases. While security companies’ contributions would screen attraction of victims of insured vehicles, accidents involving adjacent uninsured vehicles would beryllium provided afloat cashless attraction from the money during the aureate hr and betterment and punishment from specified uninsured conveyance could beryllium made later," Jain said.

To beryllium acceptable with its program connected cashless treatment, MoRTH has spoken with wide security companies seeking a publication of 2.97% of the 3rd enactment premium paid for insuring vehicles to the Fund. They volition besides usage the wealth credited from Solatium Fund. For uninsured vehicles, the Fund volition get its wealth from MoRTH user-charge collections and budgetary enactment from the government.

Pilot scheme

“Inputs from the aviator strategy would beryllium important to plan the caller strategy that would beryllium a large enactment to roadworthy mishap victims," said the authoritative quoted earlier.

According to MoRTH, 461,312 roadworthy accidents were reported by constabulary departments during calendar twelvemonth 2022, claiming 168,491 lives—the highest toll successful the world—and causing injuries to 443,366 persons.

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The information besides suggests that the mean fig of hit-and-runs successful India resulting successful grievous wounded oregon decease successful immoderate 1 twelvemonth is astir 25,000.

Of the full accidents successful the state successful 2022, 151,997 (32.9%) took spot connected sational highways (NH) including expressways, 106,682 (23.1%) connected authorities highways (SH) and the remaining 202,633 (43.9%) connected different roads.

Reducing fatalities

Out of the full of 168,491 fatalities reported successful 2022, 61,038 (36.2%) were connected nationalist highways, 41,012 (24.3%) connected authorities highways and 66,441 (39.4%) connected different roads.

Out of the total, 155,781 fatal accidents reported successful 2022, 55,571 (35.7%) were connected nationalist highways, 37,861 (24.3%) connected authorities highways and 62,349 (40%) connected different roads.

MoRTH is besides taking assorted measures to marque Indian highways safer and trim fatalities connected road. 

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Published: 05 May 2024, 04:27 PM IST